It is a multipurpose loan with fixed monthly instalments that can extend over a period of time.
What is the core condition to benefit from a personal loan?
The personal loan’s monthly payment must not exceed 35% of your monthly income. In case you have a housing loan, your total monthly payments must not exceed 45% of your household monthly income.
Is there a file fee?
Yes, there is a file fee for personal loans.
Will I need a personal guarantor to apply for a loan?
In general, requesting a guarantor depends on the specifics of each client.
Can I apply for another loan at Capital Finance Company S.A.L (CFC) before I pay off my first loan?
Yes, you may apply for another loan. Simply call our customer care agents on 01-894010 or 01-495840 or apply online or via our Facebook or Instagram pages.
Do you grant personal loans to companies?
No, Capital Finance Company S.A.L (CFC) doesn’t grant personal loans to companies.
Do you grant personal loan for business use?
The client should always mention the purpose of the loan in order to get the best loan that meets his/her needs.
Appliances & Electronics
How can I apply for an Appliances and Electronics loan?
You may visit any of our appliances and electronics dealers and apply for a loan.
Is it possible to apply for an Appliances & Electronics loan from non-Capital Finance Company S.A.L (CFC) dealers?
Yes, simply get a pro-forma invoice from the dealer of your preference and call our customer care agents on 01-894010 or 01-495840 or apply online or via our Facebook or Instagram pages.
Can I apply for another loan at Capital Finance Company S.A.L (CFC) before I pay off my first loan?
Yes, you may apply for another loan. Simply call our customer care agents on 01-894010 or 01-495840 or apply online or via our Facebook or Instagram pages.
Is there a file fee?
Yes, there is a file fee for Appliances and Electronics loans.
How can I repay my loan?
You can settle your monthly payments either via OMT, via direct debit from your bank account, or via any CFC or First National Bank SAL branch.
When will my first monthly payment be due?
Your first payment due date could be up to 45 days from the date of signing your loan documents unless you have specified otherwise in your application.
Furniture
How can I apply for a Furniture loan?
You may visit any of our furniture dealers and apply for a furniture loan.
Is it possible to apply for a furniture loan from non-Capital Finance Company S.A.L (CFC) dealers?
Yes, simply get a pro-forma invoice from the dealer and call our customer care agents on 01-894010 or 01-495840 or apply online or via our Facebook or Instagram pages.
Is there a file fee?
Yes, there is a file fee for Furniture Loans.
How can I repay my loan?
You can settle your monthly payments either via OMT, via direct debit from your bank account, or via any CFC or First National Bank SAL branch.
When will my first monthly payment be due?
Your first payment due date could be up to 45 days from the date of signing your loan documents unless you have specified otherwise in your application.