Position: Credit Officer
Location: Beirut – Lebanon
Type: Full-time
We are looking for a competent and detail-oriented Credit Officer to join our team. The successful candidate will be responsible for evaluating credit applications,
managing the performance of the loan portfolio, coordinating with collections and legal teams, and ensuring compliance with internal policies and external regulations.
The role requires strong analytical skills, sound judgment, and a proactive approach.
Key Responsibilities
* Credit Application Review & Decision Making
Review, analyze, and assess loan/credit applications in a timely manner. Based on risk and credit policies, decide to accept, reject, or propose counteroffers.
*Portfolio Performance Management
Monitor the underwritten loan portfolio’s performance against expectations. Identify and escalate early warning signals, deviations, and trends.
*Coordination with Collections & Legal
Liaise with collections, recovery, and legal departments to minimize delinquency rates, manage non-performing loans, and support recovery efforts.
*Dealer Promotions & Campaign Execution
Collaborate with identified dealers on special credit promotions or incentives. Ensure these campaigns are structured, monitored, and aligned with credit policies.
*Anti-Money Laundering / Blacklist Management
Maintain and update the money laundering blacklist (as received by SIC or relevant authority). Ensure that prohibited entities are flagged or blocked as required.
*Data Exchange & Reporting
Ensure prompt and accurate data exchange with related parties. Maintain credit systems with updated records, flagged alerts, and actionable insights.
*Policy & Compliance
Ensure that all credit decisions, portfolio reviews, and promotional executions are compliant with company policies, regulatory standards, and risk limits.
*Continuous Improvement & Risk Mitigation
Recommend improvements in credit models, processes, and controls to reduce risk and improve efficiency. Participate in credit policy updates and audits.
Qualifications & Skills
* Bachelor’s degree in Finance, Accounting, Economics, Banking, or a related field (Master’s is a plus)
* Proven experience (typically 2+ years) in credit, underwriting, risk management, or a similar role
* Strong analytical ability and comfort working with financial statements, ratios, cash flow models
* Familiarity with collections, recovery, legal processes, and anti-money laundering regulations
* Proficiency in credit/loan management software and MS Excel
* Excellent communication, negotiation, and stakeholder management skills
* High integrity, attention to detail, and strong decision-making under pressure
* Ability to collaborate across departments, manage projects, and meet deadlines
If you are a motivated credit professional who enjoys working at the intersection of risk, finance, and operations, we would love to hear from you.
How to Apply
Please send your CV to: achalhoub@GroupCFC.com
